WHERE DO 13TH SALARIES AND BONUSES GO?
An increasing number of successful companies are paying a 13th salary. These are mostly businesses that have achieved growth, maintained stable operations, or international corporations where such payments are defined by company policy.
It is not uncommon for owners of successful companies to use a 13th salary payment to finance important investments, such as purchasing real estate, land, gold, or setting aside money for savings.
Since salaries are treated as business expenses, the payment of such compensation reduces the taxable corporate profit. As a result, it also lowers the advance corporate income tax that companies pay monthly based on the previous year’s business performance.
By analyzing financial statements, we can often notice that a company’s operating profit (EBITDA) is significantly higher than its reported net result. The difference between these two figures, after accounting for corporate taxes, depreciation of fixed assets, and interest expenses on borrowed financial resources (such as loans), often represents the founder’s net compensation.
In addition to the 13th salary, many company founders also choose to pay business bonuses at the end of the fiscal year.
A phenomenon that marked 2024 was the sharp rise in the value of gold, which increased by nearly 40% since the beginning of the year. This trend encouraged a growing number of business owners and entrepreneurs to direct funds from such sources into investment gold.
Money received from 13th salaries, bonuses, and dividends is increasingly being invested in gold.
Investing in gold has proven to be a highly secure and highly liquid form of investment. In addition to security, one of the key reasons is profitability. The fact that the value of gold has increased by 110% over the past five years speaks clearly about the long-term profitability of investing in gold.
Money invested in gold remains highly liquid and always accessible when needed. This is another decisive factor directing financial capital toward what many consider the safest investment category — investment gold.
For centuries, investment gold has proven to be an unrivaled protector of wealth and asset value.
Money invested in gold represents one of the best — we could even say an excellent — ways of saving. In this way, the nominal value of our money increases over time. Through the growth of its value, gold preserves the purchasing power of money. Quite often, when the value of gold rises significantly, investors are also able to generate additional profit from their investment in gold. That phenomenon marked the year 2024. Profit represents the amount by which the value of gold has increased relative to the inflation rate during the observed period. It is calculated as the difference between the current (selling) value of gold and its purchase value reduced by the rate of inflation.